Health & Dental
As a CPNA member, you will be entitled to the following benefits
(Currently available for Ontario residents only)
Medical Insurance Plan
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No medical exam if Association Form completed
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Competitive premiums
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Coverage is completely portable – can be kept for life
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Additional benefits include:
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Out of Province medical assistance services
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$5,000 for home and vehicle adaptation
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$2,500 for travel expenses
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$1,000 for household help and childcare
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Return of premium option
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Immediate family members may also apply
Note:
Basic and enhanced plans available for single parent, couple or family. Benefits apply to applicants who are 16 years of age or older. Each applicant must be a Canadian citizen, resident of Ontario. Applicants can only apply once to this program with the Medical Declaration. Additionally, all policies are eligible for Assistance Program with Blue Advantage (click here for details).
Hospital​
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Private or semi-private room**
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$200 per day for hospital room
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100% reimbursement
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90-day maximum/year
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**Exclusion for pregnancy during the first eight (8) months from the effective date of the policy.
Paramedical Coverage
First visit Subsequent visit Max. number
Specialist Regular | Enhanced Regular | Enhanced Regular | Enhanced
Dental Plan​
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Preventive and Basic Care
Basic Dental Care*
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70% reimbursement,
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$750 per calendar year, per insured
Enhanced Dental Care*
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Year 1 - 70% reimbursement, $750 per calendar year per insured
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Year 2 - 75% reimbursement, $1,000 per calendar year
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Year 3 - 80% reimbursement, $1,250 per calendar year including 50%
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Major Restorative, up to $500 per calendar year
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Drug Plan​
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Pay Direct drug card
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Basic coverage $1,500 per year*
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80% coverage
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No deductible, no lifetime maximum
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Pro-rated in year 1
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*Drug and dental benefits are pro-rated in Year 1. All plans have no overall lifetime maximum.
Eligible Expenses Covered at 80% - No Deductible​
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Ambulance services
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Accidental dental up to $2,000 per calendar year
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Hearing aids up to $300 every 60 months for regular coverage and $400 for enhanced coverage (subject to a 3-month waiting period)
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Orthopedic shoes or podiatric orthoses - up to $200 per calendar year
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Medical equipment (crutches, walkers, canes, etc.) - up to $2,500 per calendar year
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Surgical stockings - up to $100 per calendar year
Prostheses and accessories - up to $2,500 per calendar year -
Nursing services and home care services - up to $2,500 per calendar year
A unique program of services and benefits developed exclusively for Blue Cross® members such as:
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Health information
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Legal advice
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Home care after hospitalization or birth
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Click here for more details
Blue Advantage is a value-added program that offers savings to Blue Cross members on:
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Medical care, supplies and equipment
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Eye care and hearing aids
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Home care and monitoring
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Fitness centres and spas
click here for more details